Disclosures & Disclaimers.

Barnhart Wealth Management LLC (“BWM”) is a registered investment advisor offering advisory services in the State of Michigan and other jurisdictions where exempted.  Registration does not imply a certain level of skill or training. This website's presence on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by BWM in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant to an applicable state exemption.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of BWM, unless otherwise specifically cited.  Material presented is believed to be from reliable sources, and our firm makes no representations as to other parties’ informational accuracy or completeness.  All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel before implementation.

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Barnhart Wealth Management is an Investment Adviser registered with the State of Michigan. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. We may, from time to time, have a position in the securities mentioned and may execute transactions that may not be consistent with this communication's conclusions. Please contact us if there is any change in your financial situation, needs, goals or objectives, or if you wish to initiate any restrictions on the management of the account or modify existing restrictions. Additionally, we recommend you compare any account reports from your advisor with the account statements from your Custodian. Please notify us if you do not receive statements from your Custodian on at least a quarterly basis. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website. This disclosure brochure, or a summary of material changes made, is also provided to our clients on an annual basis.

Disclaimers

1. Terms of Use

Any content created for Instagram, Facebook, LinkedIn, TikTok, Pinterest, or any other social media platform reflects the opinion of the author, and the viewer agrees that they are watching of their own free will. None of the content found on this video should be considered a recommendation. The author is not advising, and won’t advise readers personally concerning topics presented on the blog. To the extent any of the information on the blog may be deemed to be advice, such information is impersonal and not tailored to the needs of any specific person. Please discuss your situation with your personal financial advisor.

2. Copyright Policy

Unless otherwise noted, the author is the legal copyright holder of all material on this blog, or any social media pages and should not be reprinted or published without the creator's written consent.

3. Hold Harmless

In no event will the author be liable to viewers, or any third party for any indirect, consequential, exemplary, incidental, or punitive damages from the reader’s use of the channel, or any of the content or other materials on any company web pages or social media platforms.

4. Privacy Statement

This channel, social media page or website blog does not and will not collect personal or contact information to sell to another company. The creator is not responsible for the privacy practices of any of the advertisers or blog commenters that may appear on the blog.

5. Reserve Rights

The creator reserves the right to change the focus of the channel, close it, sell it, or change the terms of use at his own discretion.

THE INFORMATION PUBLISHED ONLINE IS NOT AN OFFER BY OR ON BEHALF OF ADVISER OR ITS AFFILIATES TO SELL OR SOLICIT AN OFFER TO BUY ANY SECURITY OR OTHER SERVICES. NOR ARE WE RESPONSIBLE FOR ANY COMMENTS MADE BY CONSUMERS ON THE POST.

Any content created for Instagram, Facebook, LinkedIn, TikTok, Pinterest, or any other social media platform is solely meant to be informational. Barnhart Wealth Management is by no means attempting to solicit advisory services to persons. Instead, the content is intended to be purely educational. This document is for informational purposes only and does not constitute a complete description of our investment services. This document is in no way a solicitation or offer to sell securities.

The Company and its investment adviser representatives only transact business in states where they are properly registered, or excluded or exempted from registration requirements. Information on this page or any company's social profile should not be construed as personal investment advice.

Nothing on this page or any company social profile should be interpreted to state or imply that past results are an indication of future performance. Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy (including the investments and/ or investment strategies recommended and/or purchased by the adviser), or product made reference to directly or indirectly on this website, or indirectly via link to any unaffiliated third-party website, will be profitable or equal to corresponding indicated performance levels.

Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio. No client or prospective client should assume that any information presented and/or made available on this document serves as the receipt of, or a substitute for, personalized individual advice from the adviser or any other investment professional. Historical performance results for investment indexes and/or categories generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment-management fee, the incurrence of which would have the effect of decreasing historical performance results.

Diversification does not protect against loss in a declining market.

Clients should contact the adviser directly if they believe that there may be an error in their statement. We urge our clients to carefully compare the information provided on our statements to statements provided by their custodian in order to ensure that all account transactions, holdings, and values are correct and current.


Disclosures: ADV & Part 2 Brochures