It might not feel like it, but the world is better than you think. Now is the best time to be alive, ever in history.

History shows that markets incorporate expectations ahead of the economic reports. So, let’s examine why stocks don’t always wait for good news.

Timing the market is impossible. To put that into context, let’s look at market returns over the last 20 years, but if you had missed just the best 20 days.

Markets & Midterms - 3min video

With Midterm Elections right around the corner, let’s look at how the stock market performs with different outcomes.

2022Q3 - Quarterly Review & Market Commentary

After a strong rally early in the 3rd quarter, most gains were given back as stocks slid and yields surged after hawkish actions from the central bank. Let’s talk about the third quarter, our positioning, and our expectations going forward.

Many 3M employees are offered the option to receive their pension as a lump sum or lifetime income. When researching which option is best, I've heard from clients that much of the blanket and cookie-cutter advice to be found online falls short. My goal with this writing is to briefly summarize the items you should consider as 3M employees in as succinct a way as possible. That said, many of the criteria that go into making such a big decision will create a snowball effect, each impacting the next. All should meet with their financial professional who knows their unique personal goals before making such a monumental decision, this is not intended as specific investment advice, but instead should serve as an educational tool providing context to criteria worthy of consideration.

3min video

The Consumer Sentiment Index hit an all-time low in June. And has improved only slightly since then. What does this mean?

Is the Rally Over? (video)

In today's video, we review a unique reason not to invest in each of the last 32 years.

32 Reasons NOT to Invest (video)

In today's video, we review a unique reason not to invest in each of the last 32 years.

The Randomness of Global Stock Returns

2min Video

Investment opportunities exist all around the globe – and it’s hard to know where next year’s best returns will appear. In today's video, we discuss the true randomness of global stock returns. 

2022Q2 - Quarterly Review & Market Commentary

In today’s video, we review how markets have performed over the last quarter, changes we’ve made to portfolios for some of our clients, provide some historical perspective, and the keys to the market finding a bottom.

Markets were surprised this week by higher than expected inflation numbers, causing the S&P 500 to slip into the official bear market territory. In this three-minute video, we review the YTD performance of broad indices, historical performance during and after recessions, and four things to consider doing right now.

It’s been said that there are two types of soldiers in the Army: those who can shoot at the range, and those who can shoot when being shot at. This quick video reviews a strategy that empowers you to be the latter.

In this video, we review a few graphics regarding the historical performance of the stock market during recessions & bear markets. For those willing to endure the declines we've experienced this year, we learn of the eventual rewards that the stock market can offer.

This video reviews a compelling graph detailing the historical frequency of positive stock market returns. We learn how rewarding the distribution of stock market returns over the last century has proven itself to be for those willing to pay the price of short-term volatility.

With the market volatility this year, I thought it prudent to share a sparingly used strategy that has the possibility of turning your investment lemons into tax lemonade. As you'll learn below, this strategy is highly individualized. Between the time intensity and lack of scalability, many advisory firms do not implement this for their clients. As always, this is not intended as tax or investment advice and should be relied on for informational purposes only. Enjoy!

This video discusses the Ukraine conflict, interest rates, inflation, FOMC policy, labor markets, and inflation hedges. gas prices, Most importantly we also cover changes we've made to portfolios over the last quarter and how we are postured for the new year.

Eyes on the Yo-Yo or the Hill?

In this video, we discuss bear market statistics (the hill) and intra-year declines (the yo-yo).

Market Resiliency & National Security

News out of Russia roiled markets earlier this week. This video reminds us of market resiliency as it relates to national security and the importance of diversification.

In this blog post, we discuss the long-term impact of seeking to own the right investments within the right accounts. By comparing two investors, invested the same way over an extended period of time, we learn of the potential tax benefits that exist by allocating investments at the portfolio-level, rather than at the account level. Enjoy!